Featured Credit Cards:
Rick Approved
Sometimes getting a credit card can help your credit score. Here is
how:
35% of your Fico Score is based on your debt to credit ratio. Mainly
Credit Cards.
Example: If you have a credit card with a $2000 limit and you owe $1600
your debt to credit ratio is very poor.
Your Percentage of credit owed to available credit is 80%. To the credit
bureaus, you look like you are in a bad credit situation. Your score will
reflect this, as 35% of your score deals with your debt to credit ratio.
Now, if you applied for one of these very easy to get credit cards for $3000
and got approved, your credit to debt ratio would increase significantly.
Now you have $5000 in credit and owe $1600. Your debt to credit ratio
is now 32% Now remember 35% of your score is based on debt to credit ratio.
So your Fico score would jump up a significant amount. This can also be
done by raising the limits on your existing cards.
PS: Don't worry about the inquiry on your credit report. Inquires are
such a small percentage of your credit report.
Here are the easiest cards
to get with bad credit:
 
online application |
-
Earn entries from everyday shopping!*
-
More entries mean more chances to win!
-
Large Monthly Cash Jackpots!
-
A New Winner Every Month!
Apply
Today! |
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
| N/A |
N/A |
$0 |
$0 |
14.99% |
Fair
Credit OK |
|
|
online application |
- No CREDIT CHECK
- Approved REGARDLESS OF CREDIT HISTORY
- Credit Limits UP TO $10,000*
- Reports to ALL 3 BUREAUS
- Get CASH AT OVER 740,000 ATMs
- Emergency CASH TRANSFERS
- Auto RENTAL INSURANCE
- $100,000 TRAVEL ACCIDENT INSURANCE
- Extended WARRANTY PROTECTION
- Special HIGH INTRODUCTORY SAVINGS RATE
Apply Now! |
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
| N/A |
N/A |
$59 |
$99.95 |
19.5% |
Very
Bad Credit OK |
|
|
 
online application |
- 9.99 Low fixed APR - rate won't change even if you are late!
- Choose your credit limit up to $5000*
- No credit requirements and no income requirements
- Credit Bureau reporting.
Apply
Today! |
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
| N/A |
N/A |
$50 |
$0 |
9.99% |
Very
Bad Credit OK |
|
|
online application |
- 9.99 Low fixed APR - rate won't change even if you are late!
- Choose your credit limit up to $5000*
- No credit requirements and no income requirements
- Credit Bureau reporting.
Apply
Today! |
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
| N/A |
N/A |
$50 |
$0 |
9.99% |
Very
Bad Credit OK |
|
|
These
cards will report to the bureaus to help your credit report and scores. These
cards are easy to get.
THESE ARE CARDS DESIGNED FOR PEOPLE WITH
BAD CREDIT SO DON'T THINK YOU WILL GET TURNED DOWN.
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